Commercial Bank Risk Management and the Incident of Bad Debt in Nigeria
Dr. (Mrs) Zukbee Sira Austin
Abstract
This study examined credit risk management and incidence of bad loans quoted commercial banks in Nigeria from 2013-2022. The objective is to investigate the existing relationship between credit risk management and the incidence of bad debt of the thirteen (13) quoted commercial banks in Nigeria. Panel data were collected from the publications of Central Banks of Nigerian (CBN) Statistical Bulletin and the Stock Exchange fact book. Bad debt was used as dependent variable while Credit Risk (CR), Default Risk (DFR), Interest Rate Risk (INTR) and Market Risk (MKTR) as independent variables. Multiple Linear regressions with econometrics view software package were used as data analysis techniques. R
Keywords
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