References
Afolabi, B., Ayodele, A. E., & Daramola, K. O. (2021). Agricultural financing and food security: Nigerian experience. Fuoye Journal of Finance and Contemporary Issue, 1(1), 16-28. Bagehot, W. (1873). Lombard Street: A description of the money market (available at www.econlib.org). Central Bank of Nigeria (CBN, 2022). Economic report. https://www.cbn.gov.ng/out/2022/rsd/february%20economic%20report%202022a.pdf Chiogor, O.H., Gylych, J., Alabi, O.O., (2023). Macroeconomic impact of agricultural financing reforms: a computable general equilibrium analysis of Nigeria. Journal of Economics, Finance and Accounting , 10(2), 98-107. http://doi.org/10.17261/Pressacademia.2023.1732 Ebenezer, M., Ngarava, S., Etim, N., & Popoola, O. (2019). Impact of government expenditure on agricultural productivity in South Africa. Journal of Social Sciences Research, 5(12), 1734-1742. Femi-Olagundoye, M., Charles, O., & Tolulope, O. (2024). Exchange rate management and agricultural export financing in Nigeria. Seybold Report Journal, 19(3), 135- 153. DOI: 10.5110/77. 1125 Food and Agriculture Organization (FAO, 2022). Nigeria Agriculture at a Glance. https://www.fao.org/nigeria/fao-in-nigeria/nigeria-at-a-glance/en/ Fowowe, B. (2020). The effects of financial inclusion on agricultural productivity in Nigeria. Journal of Economics and Development, 22(1), 61-79. DOI: 10.1108/JED-11-2019-0059 Gambo, Z., Adamu, S., Kano, H.Z., Adamu, Y.I., & Shehu, S. (2025). The Impact of Agricultural Credit Guarantee Scheme Fund on Rice Production in Kura LGA, Kano State- Nigeria. IIARD International Journal of Economics and Business Management, 11(3), 168-182. DOI 10.56201/ijebm..pg168.182 Heil, M. (2018). Finance and productivity: a literature review. Journal of Economic Surveys, 32(5), 1355-1383. https://doi.org/10.1111/joes.12297 International Fund for Agricultural Development (IFAD, 2010). IFAD decision tools for rural finance. International Fund for Agricultural Development, (pp. 14) Rome. Magaji, S., Usman, G., & Yusuf, A.T. (2023). Impact of commercial banks’ loan on agricultural output in Nigeria. Journal of Studies in Social Sciences, 23(20), 1-12. Ndebbio, J.E.U. (2004). Financial deepening, economic growth and development: Evidence from selected SSA countries. African Economic and Research Consortium, RP142. Nuhu, N.A., Onuoha, J.O., & Dalyop, G.F. (2022). Impact of government expenditure on agricultural output in Nigeria (1981-2019). International Journal of Advanced Research in Social Sciences, Environmental Studies & Technology, 7(2), 1-23. DOI: 10.48028/iiprds/ijarssest.v7.i2.01 Obialor, C.B., Ibe, C.C., & Egungwu, I.C. (2022). Microfinance credit and agricultural sector output in Nigeria. International Journal of Trend in Scientific Research and Development , 6(5), 1744 - 1752. Ojo, A.K., Mustapha, R.A., & Ismaila, A. (2022). Impact of financial sector development on agricultural productivity in Nigeria. Lapai Journal of Economics, 6(1), 12-23. Onoja, J.J. (2017). Financial sector development and agricultural productivity. Master's Theses. 238. https://repository.usfca.edu/thes/238 Orji, A., Ogbuabor, J.E., Anthony-Orji, O.I., & Alisigwe, J.N. (2020). Agricultural financing and agricultural output growth in developing economies: Any causal linkage in Nigeria? International Journal of Finance, Insurance and Risk Management, X(2), 34-43. Oyaniran, T. (2023). Current state of Nigeria agriculture and agribusiness sector. AfCFTA Workshop. https://www.pwc.com/ng/en/assets/pdf/afcfta-agribusiness-current-state- nigeria-agriculture-sector.pdf Oyoma, D.G., & Ajiri Peter, S. (2021). The impact of commercial bank credit on agricultural sector in Nigeria (1993-2019). Gusau International Journal of Management and Social Sciences, 4(1), 18. Retrieved from https://gijmss.com.ng/index.php/gijmss/article/view/43 Patrick, H.T. (1966). Financial development and economic growth in underdeveloped countries. Economic development and Cultural change, 14(2), 174-189. Pesaran, M., Shin, Y., & Smith, R. (2001). Bounds testing approaches to the analysis of level relationships. Journal of Applied Econometrics, 16(3), 289-326. Stiglitz, J.E. (2001). Information and the change in the paradigm in economics. Prize Lecture, December 8, 2001.Accessed online on March 24, available online at http://www.nobelprize.org/nobel_prizes/economics/laureates/2001/stiglitz-lecture.pdf Schreiner, M., & Yaron J. (2001). Development finance institutions: Measuring their subsidy. The World Bank, Washing. Stolbov, M. (2012). The finance-growth nexus revisited: from origins to modern theoretical landscape. Discussion paper, economics open access E-journal. Udeorah, S. F., & Vincent, M. O. (2018). Agriculture financing and performance of the agricultural sector in Nigeria, 1981-2015. International Journal of Research in Computer Application & Management, 8(1), 36-42. United States Agency for International Development (USAID, 2010). Agriculture development is springboard for economic development. https://opportunity.org/news/blog/2010/05/symposium-agricultural-finance Usman, G., Yusuf, A.T., & Chukwuemeka, E.J. (2024). Agricultural financing and agricultural output in Nigeria: an ARDL approach. African Journal of Accounting and Financial Research, 7(4), 36-49. World Development Indicators (WDI, 2023). https://datacatalog.worldbank.org/search/dataset/0037712/World-Development-Indicators Yola, N.A., Gwadabe, A.B., & Behun, A.U. (2024). Impact of agricultural financing on agricultural productivity in Nigeria. KASU Journal of Economics and Development Studies, 10(2), 260-273. Zuberu, O.B., Iliya, B., Yusuf, S., & Salihu, O.R. (2017). Agricultural seed financing: implications for productivity and export earnings for Nigeria economy. International Journal of Research - Granthaalayah, 5(10), 228-245.
