References
Abdulmalik, A & Umar, A. I, (2024). Effect of Financial inclusion on economic development in Nigeria. International Journal of Professional Business Review, 9(4), 14-26 Afolabi, J. O. (2020). Impact of financial inclusion on inclusive growth: An empirical study of Nigeria. Asian Journal of Economics and Empirical Research, 7(1), 8–14 Amadeo, K. (2016). What is economic growth? U.S. Economy. Retrieved from https://www.thebalance.com/what-is-economic-growth-3306014 Andrianaivo, M., & Kpodar, K. (2011). ICT, financial inclusion and growth: Evidence from African countries. IMF Working Paper 11/73, International Monetary Fund, Washington. https://www.imf.org Azimi M.N. (2023). New insights into the impact of financial inclusion on economic growth: A global perspective. Retrived from https:// www.ncbi. n/m.nih.gov/pmc/articles/pmc 9671310/ Boachie, C & Adu-Darko E (2024). The effect of financial inclusion on economic growth: The role of human capital development. Cogent Social Sciences, 10(1), 15-29 Demirguc-Kunt, A., & Klapper, L. (2012). Measuring financial inclusion: The Global Findex database (No. 6025). The World Bank Enhancing Financial Innovation and Access (2012). Access to Financial Services in Nigeria 2012 Survey, EFInA. Enhancing Financial Innovation and Access (2016). Access to Financial Services in Nigeria 2016 Survey, EFInA. Enhancing Financial Innovation and Access (2022). Access to Financial Services in Nigeria 2022 Survey, EFInA. Enhancing Financial Innovation and Access (2023). Access to Financial Services in Nigeria 2023 Survey, EFInA. Enhancing Financial Innovation and Access (2024). Access to Financial Services in Nigeria 2024 Survey, EFInA. Jima, M.D & Makoni, P.L (2023). Financial inclusion and economic growth in sub-saharan African – A panel ARDL and Granger Non causality approach. Journal of River and financial Management, 16(6), 299-305. Joshi, V. K., Singh, R., & Jain, S. (2014). Financial inclusion for sustainable development through Pradhan Mantri Jan-Dhan Yojana. Professional Panorama. International Journal of Applied Management and Technology, 1(1), 125–132 Koker, L. D., & Jentzsch, N. (2013). Financial inclusion and financial integrity: Aligned incentives? World Development, 44, 267–280. https://doi.org/10.1016/j. worlddev.2012.11.002 Mckinnon, R. I. (1973). Money, capital and banking. Washington D.C.: Brooklyn Institution. Obayori, J.B & George-Anokwuru, C.C.B. (2021). Financial inclusion and economic growth in Nigeria. Business perspective Review, 2(2), 46-56 Ozili, P.K, Ademiju, A. & Rachid, S.C (2023). Impact of financial inclusion on economic growth: Review of existing literature and directions for future research. International Journal of Social Economics, 2(1), 1-27. Sarma, M. (2016). Measuring financial inclusion for Asian economies. Financial inclusion in Asia. Issues and policy concerns, 2(1), 3-34. Sarma, M. (2008), Index of Financial Inclusion. ICRIER Working Paper. Sarma, M., & Pais, J. (2011). Financial inclusion and development. Journal of International Development, 23(5), 613–628. Schumpeter, J. A. (1911). Theory of economic development. Cambridge: Harvard University Press. Shaw, E. (1973). Financial deepening in economic development. New York: Oxford University Press. Siddiki J. & Bala- Keffi, LR. (2024). Revisiting the relation between financial inclusion and economic growth: a global analysis using panel share hold regression. Economic modelling, 135, 231-256 Usman, M. U. (2020). Effect of electronic banking on financial inclusion in Nigeria, a dissertation submitted in partial fulfilment of the requirements for the award of Bachelor of Science Degree in Accounting, Baze University, Abuja. Wakdok, S.S. (2018). The impact of financial inclusion on economic growth in Nigeria: an econometric analysis. International Journal of Innovation and Research in Educational Sciences, 5(2), 237-245
