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Examine the Impact of Total Bad Debts on the Performance of Deposit Money Banks in Nigeria

Gurowa, Sani Usman Ph.D., Ekigho Francis Odianosen Ph.D.

Abstract

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References

Agarwal, V., Ishika, A., Rajesh, A., Rathod, A.V., Gandhi, A., & Soni, O. (2022). An Assessment of Loan Defaults and Its Impact on Profitability of Banks. International Journal of Innovative Research in Technology, 8(10), 195–202. Alade, A.Y. (2020). The effect of credit policy on delinquency management of banks in Nigeria. CAS Discussion Paper No. 88. Atoi, V.N. (2018). Non-performing Loan and its Effects on Banking Stability: Evidence from National and International Licensed Banks in Nigeria. CBN Journal of Applied Statistics, 9(2), 43–74. Basel Committee on Banking Supervision (2001). Nonperforming Loans in Sub-Saharan Africa: Causal Analysis and Macroeconomic Implications. World Bank Working Paper No. WPS 3769. Central Bank of Nigeria . (2012). Understanding Monetary Policy and Financial Concepts. Central Bank of Kenya. (2020). Bank Supervision Annual Report. Eniale, L.M. (2020). The impact of Non-Performing Loans and Bank Performance in Nigeria. International Journal of Humanities and Social Science Invention, 5(4). Gabriel, O., Victor, I.E., & Innocent, I.O. (2019). Effect of non-performing loans on financial performance of commercial banks in Nigeria. American International Journal of Business and Management Studies, 1(2), 1–9. Magaji, S., Dama, N.A., & Igwe, G.U. (2021). Testing the Supply-Leading and Demand-Following Hypothesis for Financial Development and Economic Growth. Global Scientific Journals, 9(12), 20–31. Markowitz, H. (1952). Portfolio Selection. The Journal of Finance. National Bureau of Statistics . (2021). Provisional of State and Local Government Totals of the 2006 Population Census of Nigeria. Okoroafor, D.K., Magaji, S., & Eze, J.U. (2018). Impact of Deposit Money Banks on Capital Formation in Nigeria. International Journal of Current Research in Life Science, 7(8), 2570–2577. Saunders, A., et al. (2007). Financial Institutions Management. Ugoani, C. (2016). Non-performing loans portfolio and its effect on banks’ profits. Journal of International Development. IJEFM

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