References
Abere, M. A., Obarafo, S. A., & Adewole, A. O. (2020).Impact of monetary policies on allocation of loan and advances to small and medium scale enterprises in Nigeria. International Journal of Economics, Commerce and Management United Kingdom, 8(8), 78 – 91. Adekunle, A. O. . (2024). The impact of monetary policy on small and medium scale enterprises in the period of economic crises. Gusau Journal of Accounting and Finance, 4(2), 240-253 Adongo, S. O., John, S. O., Zeph, P., &Muyima, R. N. (2020).Impact of monetary policy on the performance of agricultural sector in Kenya.International Journal of Research and Innovation in Social Science , 6(7), 90 – 112. Adongo, S. O., John, S. O., Zeph, P., &Muyima, R. N. (2020).Impact of monetary policy on the performance of agricultural sector in Kenya. International Journal of Research and Innovation in Social Science , 6(7), 90 – 112. Ajiboye, B. O., Adeyonu, A. G., Faseyi, S. A., Isitor, S. U., & Dada, J. O. (2018). Impact of bank finance on the survival of small and medium enterprises in Nigeria. Nigerian Journal of Technological Research, 13(1). https://doi.org/10.4314/njtr.v13i1.2 Alenoghena, O.A. (2014). Stock market capitalization, financial deepening and economic growth: Cointegration and error correction model approach, Global Journal of Commerce and Management Perspective, 3(3), 18-26 Amanda, R. K., & Zulkifli, M. (2022). Effect of return on equity, return on assets, price earning ratio, net profit margin, debt to equity ratio on stock returns in manufacturing companies in the consumer goods industry sector listed on the Indonesia Stock Exchange for the 2016-2020 period. Journal of Management Studies, 2(4), 445- 457. Anowor, O.F. & Okorie, G.C. (2016). A reassessment of the impact of monetary policy on economic growth: Study of Nigeria. International Journal of Developing and Emerging Economies, 4, 82-90. Bawuah, B., Yakubu, A. S., & Alhassan, M. (2014). The effects of interest rate on micro, small and medium enterprises financing decision in Wa Municipality of Ghana. International Journal of Business, Humanities and Technology, 4(4), 81- 90 Bhola, K. (2020). Microfinance banks and its impacts on small and medium scale enterprises in Nigeria. World scientific news. 141 (1), 115-131 Ehiedu, V. C., Onuorah, A. C. &Okoh, E. (2022). Automated teller machine penetration and financial inclusiveness in Nigeria: A tripod banking system approach. Indian Journal of Economics and Business, 20(3), 1093- 1104. Ferrando, A., Popov, A., &Udell, G. F. (2022). Do SMEs Benefit from Unconventional Monetary Policy and How? Micro?Evidence from the Eurozone Finnegan, M. & Kapoor, S. (2023). ECB unconventional monetary policy and SME access to finance. Small Bus Econ Grove, H., & Lockhart, J. (2019). Evolution of corporate governance towards intrinsic value. Corporate Law & Governance Review, 1(1), 8-15. Gupta, K. L., (1984).Finance and economic growth in developing countries. London: Croom Helm. Gupta, N and K Yuan (2009): “On the growth effect of stock market liberalizations”, The Review of Financial Studies, vol 22, no 11, pp 4715–52. 54 Changing patterns of capital flows Gupta, P. D., Guha, S., & Krishnaswami, S. S. (2013). Firm growth and its determinants. Journal of innovation and entrepreneurship. Journal of Innovation and Entrepreneurship, 2, 1–14. 49 Hayes, A. (2021). What is Medium Term? https://www.investopedia.com/terms/m/mediumterm.asp Henry, O. O. (2022). Interest rate and exchange rate volatility and the performance of the Nigerian informal sector: Evidence from small and medium-sized enterprises. Ekonomskihorizonti, Januar, 23 (1), 19 – 32. Igbomrore, J.K., Hope, C.C., Rosmary, H.O., & Ezenwegbu, P (2023).Impact of Monetary Policy on Small Scale Enterprises Financing in Nigeria. International Journal of Small and Medium Enterprises, 1(2), 1-12. Imoughele, L. E. & Ismaila, M. (2014). Empirical Investigation of the Impact of Monetary Policy on Manufacturing Sector Performance in Nigeria (1986–2012). International Journal of Education and Research, 2(1), 1-20 Issac, K. K. (2018). Effects of government taxation policy on sales revenue of SME in UasinGishu County, Kenya. International Journal of Business and Management Invention, Khan, A. G., (2012). The relationship of capital structure decisions with firm performance: A study of the engineering sector of Pakistan. International Journal of Accounting and Financial Reporting, 2(1), 245-262. Kisseih, K.G (2018). The Impacts of Interest Rate Fluctuations on the Growth of Small and Medium Enterprises In Accra. International Journal of Academic Research in Accounting, Finance and Management Sciences, 7(2), 44–53 Kwaletur, C. (2020) Determinants of Small and Medium Enterprises Performance in Ekiti State, Nigeria: A Business Survey Approach, European Journal of Humanities and Social Sciences, 27(1), 1397-1413. Madichie, C., Maduka, A., Oguanobi, C. & Ekesiobi, C., (2014). Financial development and economic growth in Nigeria: A Reconsideration of Empirical Evidence. Journal of Economics and Sustainable Development, 5, 199-208 Muhammad, J.N.A, Olusegun, K.L., & Sonny, E.B. (2022). Bank financing for small and medium enterprises in Nigeria: Mudharabah Vs Usury. Acta Universitatis Danubius, 14(3), 23-22 Muhammad, J.N.A, Olusegun, K.L., & Sonny, E.B. (2022). Bank financing for small and medium enterprises in Nigeria: Mudharabah Vs Usury. Acta Universitatis Danubius, 14(3), 23-22 Nwosu, K. O. (2020). Government fiscal and monetary policy framework: Challenges for SMEs and entrepreneurship in Nigeria’s developing economy. Thesis submitted in accordance with the requirements of the University of Liverpool for the degree of Doctor of Business Administration Nzubechi, N., Gideon, K. E. & Ifeoma, C. A. (2023). Effect of selected Macroeconomic Variables on Performance of Small and Medium Enterprises in Nigeria: 1986-2021. African Banking and Finance Review Journal (ABFRJ,2(20, 179-199. Okeke, G.N., Anetoh, J.C., Obiezekwem, C.J., Anetoh, V.C., Okafor, C.A., Ebomah, E.M. and Ikpo, K.P. (2020). Effect of economic indicators on the performance of Small and Medium Scale Enterprises in Nigeria. International Journal of Advances in Engineering and Management , 2(4),.412–420 Oladimeji, M. S., Ebodaghe, A. T. & Shobayo, P. B. (2017). Effect of globalization on small and mediumenterprises performance in Nigeria. International Journal of Entrepreneurial Knowledge, 5(2), 80-98. Oluwarotimi, A. O. & Adamu, N. (2017). Deposit money bank credit to small and medium enterprises, socio-economic performance and economic growth in Nigeria. International Journal of Development and Sustainability, 6(10), 1400-1417 Opuni, A., & Edward, A. (2017). Monetary versus fiscal policy effects on SMEs growth in Africa: Evidence from Ghana. International Research Journal of Finance and Economics, 5(164), 1450-2887 Orogbu, L., Onyeizugbe, C.U & Chukwuma, E. (2017). Economic environment of small and medium-scale enterprise: Implications on economic growth in Nigeria. Journal of Economic Management and Trade, 19(4), 1-12 Osakwe, A. ., Ibenta, S. N. ., & Ezeabasili, V. N. (2019). Monetary Policy and the Performance of the Manufacturing Sector in Nigeria (1986-2017). International Journal of Academic Research in Business and Socal Sciences, 9(2), 399–413. Pauli, U. (2015). In What to Invest After Surviving- The Investment Structure of Growing SMEs. Journal of Entrepreneurship, Management and Innovation, 11(4), 93-114, doi: 10.7341/20151144. Pauli, U. (2016). Enhancing SMEs’ growth by investing in organizational capital. Entrepreneurial Business and Economics Review, 4(3), 103–116. https://doi.org/10.15678/EBER.2016.040308 Rahayu, R. P., & Utami, W. (2023). The effect of the quality of disclosure of sustainability and quality of earnings on investment risk and their impact on Market Value Added . Journal of Economics, Finance and Management Studies, 6(2), 1005-1021. Saleh, M. (2018). Impacts of Tangible and Intangible
