References
Abdulrazaq, J. T. (2021). Determinants of financial resources mobilisation of interest-free cooperative societies in Ilorin, Kwara State, Nigeria. International Journal of Islamic Business & Management, 5(1), 48–66. https://doi.org/10.46281/ijibm.v5i1.1263 Adegoke, T. D, Ajayi, L. B., & Ajayi, F. I. (2021). Impact of cooperative society in improving small and medium scale enterprises in Ekiti State, Nigeria. International Journal of Education and Social Science Research, 4(4), 28-39 Ademilua, I. A. (2017). The Role of Cooperative Societies in the Development of Small and Medium Scale Enterprises. International Journal of Economics, Commerce and Management, 5(11). 374–387. Adu, F. O. (2021). Cooperative societies and performance of small and medium scale enterprises in Ogun State, Nigeria. International Journal of Research and Innovation in Social Science, 5(6), 294–300. https://www.rsisinternational.org/journals/ijriss/Digital- Library/volume-5-issue-6/294-300.pdf Alonge, O. M. (2025). Relationship between cooperative societies and small and medium scale enterprises in Ondo State. International Journal of Academic Research in Accounting, Finance and Management Sciences, 15(2). Ayodeji, D. K., & Abiodun, A. O. (2022). The simultaneous impact of access to credit and cooperative service on cocoa productivity in South-western Nigeria. Agriculture and Food Society, 11(11), 1-21. Edem E., Eteng, E. E. & Effiom E. (2017), Cooperative Societies and Managerial Competence among Small-Scale Businesses in Odukpani, Cross River State, Nigeria. Journal of Economics and Sustainable Development, 8(22), 63 - 69 Epetimehin, F. M. (2016). Understanding the role of cooperative societies in economic development. International Journal of Development and Economic Sustainability, 4(4), 1–14. Hamsatu, A. M. (2023). Effect of cooperative societies on the performance of small and medium scale enterprises in Borno State, Nigeria. International Journal of Research and Innovation in Social Science, 7(5), 1074–1082. Josiah, M., & Stephen, S. (2021). Impact of cooperative societies on poverty alleviation in Africa: A review of literature. International Journal of Research and Innovation in Social Science, 5(11), 608–612. Mazibuko, N. N. (2014). Challenges facing the development of agricultural cooperatives in the uMhlathuze Local Municipality, KwaZulu-Natal [Master’s dissertation, University of Zululand]. Uzulu Digital Repository. http://hdl.handle.net/10530/1414 Moses, N. M., Peter, K., & Jeremiah, M. (2018). Influence of cooperative movement on rural development in Kenya. International Journal of Social Science and Economic Research, 3(11), 6380–6392. Ohen, S. B., Etuk, E. A., & Onoja, J. A. (2018). Analysis of non-financial services of cooperative societies on members' agribusiness performance in Cross River State, Nigeria. International Journal of Agricultural and Rural Development, 21(1), 3244–3253. Ojobo, H., & Danian, S. M. (2021). Cooperative societies and survival of small and medium scale enterprises in Kogi State, Nigeria. International Journal of Management Studies and Social Science Research, 3(4), 240–250. Olatinwo, L. K., Yusuf, O. J., & Bamidele, O. O. (2023). Effect of Cooperative Societies on Agricultural Production in Kwara State. International Journal of Agricultural and Rural Development , 26(1), 6610–6618 Olawale, F. & Odele, G. (2010). Obstacles to the growth of new SMEs in South Africa: A principal component analysis. African Journal of Business Management, 4(5), 729-738 Rafiu A. O. & Kamila O. A. (2019). Examination of the Roles of Cooperative Society on the Promotion of Small Scale Enterprises in Osun State, Nigeria. International Journal of Research and Innovation in Social Science , 3(6), 364-369