Effect of Non-Performing Loans, Capital Adequacy on Bank Stability in Nigeria

Adebayo, M., & Ogunleye, G. (2019). An analysis of non-performing loans in the Nigerian banking sector. Journal of Banking and Finance, 43(2), 287-299. Adebayo, T. O., & Oluwaseun, B. I. (2022). Non-Performing Loans and Financial Stability: An Empirical Analysis of Nigerian Banks. African Journal of Banking and Finance, 14(3), 45- Adegbie, F. F., Akintoye, I. R., & Ashaolu, A. O. (2019). Corporate governance and financial stability of Nigeria quoted deposit money banks. International Journal of Business and Management Review, 7(5), 38-60. Ademola, A. A. (2018). Determinants of non-performing loans of listed Deposit Money Banks in Nigeria. (Unpublished MSc. Dissertation, Ahmadu Bello University, Zaria, Nigeria. Adeusi, S. O., Azeez, B. A., & Olanrewaju, H. A. (2014). Determinants of non-performing loans in Nigeria. Skyline Business Journal, 10(2), 91-101. Adeyemi, B., & Folorunso, B. A. (2010). Capital adequacy and banks' profitability: empirical evidence from Nigeria. African Journal of Accounting, Economics, Finance and Banking Research, 6(6), 38-54. Agbeja, O., Adelakun, O. J., & Olufemi, F. I. (2015). Capital Adequacy Ratio and Bank Profitability in Nigeria: A Linear Approach. International Journal of Novel Research in Marketing Management and Economics, 2(3): 91 – 99. Ajayi, S. O., Ajayi, H. F., Enimola, D. J., & Orugun, F. I. (2019). Effect of capital adequacy ratio (car) on profitability of deposit money banks (dmb’s): a study of dmb’s with international operating license in Nigeria. Research Journal of Finance and Accounting,10(10), 84-91. Akerlof, G. A. (1970). The market for “lemons”: Quality uncertainty and the market mechanism. Akpan, E. O., & Amran, N. A. (2019). The impact of capital adequacy on banking stability in Nigeria. African Journal of Business Management, 13(6), 220-230. Ali, A. M. (2020). The impact of economic blockade on the performance of Qatari Islamic and conventional banks: a period-and-group-wise comparison. ISRA International Journal of Islamic Finance, 12(3): 419 – 441, doi.org/10.1108/IJIF-04-2020-0083. Aliu, A.A., Abdullahi, N.A., & Bakare, T.O. (2020). Capital adequacy and financial performance of deposit money banks with international authorization in Nigeria. Accounting and Taxation Review,4(4): 78-91. Aliyu, A. A., Abdullyhi, N. A., & Bakare, T. O. (2020). Capital adequacy and financial performance of deposit money banks with international authorization in Nigeria. Accounting and taxation review, 4(4), 78-91. Allen, F., & Gale, D. (2004). Financial intermediaries and markets. Econometrica, 72(4), 1023- Amahalu, N. N., Emmanuel, I., Nweze, C. L., Obi, J. C., & Okika, E. C. (2017). Effect of capital adequacy on financial performance of quoted deposit money banks in Nigeria. International Conference on African Entrepreneurship and Innovation for Sustainable Development (AEISD). Amahalu, N., Okoye, E. I., Nweze, C., Chinyere, O., & Christian, O. (2017, July). Effect of capital adequacy on financial performance of quoted deposit money banks in Nigeria. Aroghene, K. G., & Ikeora, J. J. E. (2022). Effect of non-performing loans (NPLS), capital adequacy (CA) and corporate governance (CG) on bank stability in Nigeria. Finance & Accounting Research Journal, 4(4). 180-192. Atuahene, S. A., Yusheng, K., Benturn-Micah, G., & Aboagye, A. K. (2021). Impact of capital adequacy on banks’ performance considering the basel international regulatory framework for banks. ETIKONOMI,20(1), 45-54 Ayadi, R., Arbak, E., Naceur, S. B., & Groeneveld, J. (2015). Determinants of financial development across the Mediterranean. EMNES Working Papers. Ayunku, P. E., & Uzochukwu, A. (2020). Credit management and Issues of Bad debts: An empirical study of listed deposit banks in Nigeria. Asian Journal of Economics, Business, and Accounting, 14(3), 32-49. Barth, J. R., Caprio, G., & Levine, R. (2013). Bank regulation and supervision in 180 countries from 1999 to 2011. Journal of Financial Economic Policy, 5(2), 111-219. Basel Committee on Banking Supervision (2001). Risk Management Practices and Regulatory Capital: Cross-Sectional Comparison. Retrieved October 12, 2019 from https://www.bis.org/publ/joint04.pdf. Basel Committee on Banking Supervision. (2017). Basel III: Finalizing post-crisis reforms. Bank for International Settlements. BCBS (Basel Committee on Banking Supervision). (2010). Basel III: A global regulatory framework for more resilient banks and banking systems. Bank for International Settlements. Beck, T., Demirgüç-Kunt, A., & Levine, R. (2007). Finance, inequality and the poor. Journal of Economic Growth, 12(1), 27-49. Beck, T., Demirgüç-Kunt, A., & Merrouche, O. (2013). Bank financing: The role of non- performing loans and capital adequacy. Journal of Banking & Finance, 37(11), 4565-4576. Beck, T., Demirgüç-Kunt, A., & Merrouche, O. (2013). Islamic vs. conventional banking: Business model, efficiency, and stability. Journal of Banking & Finance, 37(2), 433-447. Bencharles, K. O., & Nwankwo, C. D. (2021). Credit risk management and deposit money banks stability in Nigeria: Does good corporate governance matter? Research Journal of Finance and Accounting, 12(16), 1-14. Benston, G. J., & Kaufman, G. G. (1996). The appropriate role of bank regulation. Economic Journal, 106(1), 688-697. Caprio, J.G., & Klingebiel, D. (1996) “Bank Insolvencies: Cross-Country Experience, Policy Research Working Paper 1620, and World Bank. Central Bank of Nigeria. (2020). Prudential guidelines for deposit money banks in Nigeria. Abuja: Central Bank of Nigeria Publications. Central Bank of Nigeria. (2021). *Annual report and statement of accounts. Abuja: Author. Central Bank of Nigeria. (2020). Annual report. Abuja: Central Bank of Nigeria. Chege, K. L., Omagwa, J., & Abdul, F. (2019). Bank specific characteristics, prudential regulations and non-performing loans of commercial banks listed at Nairobi Securities exchange, Kenya. IOSR Journal of Economics and Finance (IOSR-JEF), 10(4), 66- 75. Chijoriga, M. M. (2010). The effect of non-performing loans on the stability of the financial sector in Tanzania. Banks and Bank Systems, 5(1). ?ihák, M., & Hesse, H. (2010). Islamic banks and financial stability: An empirical analysis. Journal of Financial Services Research, 38, 95-113. Chukwuemeka, T., & Okafor, F. (2020). Capital adequacy and bank stability: Evidence from Nigeria. African Journal of Business Management, 14(4), 210-220. Dang, U. (2011). The CAMEL rating system in banking supervision a case study. Dissertation, Arcada University of Applied Science, International Business. Available http://www.studymode.com/essays/Camel-Rating-In-Banking-1737636.htm Demirgüç-Kunt, A., Detragiache, E., & Tressel, T. (2008). Banking on the principles: Compliance with Basel Core Principles and bank soundness. Journal of Financial Intermediation, 17(4), 511-542. Dias, R. (2021). Capital regulation and bank risk?taking–new global evidence. Accounting & Finance,61(1), 847-884 Djaya, N. K., & Yanuarti, I. (2019). The influence of capital adequacy ratio and non-performing loan on profitability of commercial banks listed on the Indonesia stock exchange in 2017 – 2019. DOI: https://doi.org/10.24818/beman/2021.11.4-06. Ehiedu, V. C. (2022). Corporate finance alternative and shareholders’ value creation in Nigeria. Ehiedu, V. C., & Brume-Ezewu, C. (2022). Corporate attributes and environmental social and governance (Esg) reporting among listed Nigerian firms: A sector-based evaluation. International Journal of Management (IJM), 13, 430-44. El-Maude, J. G., Abdul-Rehman, A., & Ibrahim, M. (2017). Determinants of Non-Performing Loans in Nigeria’s Deposit Money Banks. Archives of Business Research, 5(1), 74- 88. Espinoza, R., & Prasad, A. (