Digital Currency and Blockchain Technology in the 21 Century Financial Ecosystem

Abdel-Rahman, M. (2023). Advanced cybersecurity measures in IT service operations and their crucial role in safeguarding enterprise data in a connected world. Eigenpub Review of Science and Technology, 7(1), 138-158. Ajayi, W.; Madewa, M.; Fatoye, O., & Oladipo, S. (2022). Impact of blockchain technology on financial technology in Nigeria. International Journal of Innovative Science and Research Technology, 7(9), 750 – 756 Alcazar, V. (2017). Data you can trust: Blockchain technology. Air & Space Power Journal, 31(2), 91–101. Retrieved from http://search.ebscohost.com/login.aspx?direct=true&db=aph&AN=123448757&site=ehos tlive Aliyev, Z. (2019). logos, Mythos and Ethos of Blockchain: An Integrated Framework for Anti- Corruption. OECD Global Anticorruption and Integrity Forum,20-21 March 2019, Paris, OECD Conference Centre. Aljohani, A. (2017). Bitcoin: Technology, economics and business ethics. M.Sc. Thesis, University of Ottawa, Ontario Canada Anisiuba, S.C. (2020). Blockchain technology and its applications towards sustainable development in the educational sector. 2020 LGT-ECE-UNN International Conference: Technological Innovation for Holistic Sustainable Development (TECHISD2020), 171 – 179 Bello O.A (2022). Machine Learning Algorithms for Credit Risk Assessment: An Economic and Financial Analysis. International Journal of Management Technology, pp109 – 133 Bello, H.O.; Idemudia, C., & Iyelolu, T.V. (2024). Integrating machine learning and blockchain: Conceptual frameworks for real-time fraud detection and prevention. World Journal of Advanced Research and Reviews, 23(01), 056–068. DOI: https://doi.org/10.30574/wjarr.2024.23.1.1985 Bergstra, J.A., & Burgess, M. (2018). Blockchain technology and its applications—a promise theory view. Haettu, 20 BIS (2021). Digital currencies and the future of the monetary system remarks. Hoover Institution Policy Seminar Basel 27: 1 – 17 Brunnermeier, M.K.; James, H., & Landau, J. (2019). The digitalization of money. Pp. 1 – 32 Caldarelli, G., & Ellul, J. (2021). The blockchain oracle problem in decentralized finance—A multivocal approach. Applied Sciences (Switzerland), 11(16). https://doi.org/10.3390/APP11167572 Casino, F., Dasaklis, T. K., & Patsakis, C. (2018). A systematic literature review of blockchain- based applications: Current status, classification and open issues. Telematics and Informatics, 36, 55-81, Retrieved from https://doi.org/10.1016/j.tele.2018.11.006. Cocco, L.; Pinna, A., & Marchesi, M. (2017). Banking on blockchain: Costs savings thanks to the blockchain technology. Future internet, 9(3): 25 Dashkevich, N.; Counsell, S., & Destefanis, G. (2020). Blockchain application for central banks: A systematic mapping study. IEEE Access, 8:139918–139952 Dinesh Kumar, K, Manoj Kumar, D.S., & Anandh, R. (2020). Blockchain technology in food supply chain security. International Journal of Scientific and Technological Research, 9(1), 3446-3450. Ducas, E., & Wilner, A. (2017). The security and ?nancial implications of blockchain technologies: Regulating emerging technologies in Canada. International Journal, 72(4):538–562 Eghe-Ikhurhe, G.O.; Roni, N.; Mandella, O.B., & Xihui, C. (2023). The relevance of blockchain based voting adoption in governance structure. evidence from Nigeria. International Journal of Economics, Commerce and Management United Kingdom, 11(1), 1 – 21 Ehnts, D.H. (2019). Knapp’s state theory of money and its reception in German academic discourse. Institute for International Political Economy (IPE) Berlin, Working Paper no. 155: 1– 27 Familoni, B. T., & Shoetan, P. O. (2024). Cybersecurity in the financial sector: A comparative analysis of the USA and Nigeria. Computer Science & IT Research Journal, 5(4), 850-877. Ghymers, C. (2020). The emerging revolution of digital currencies: A technological opportunity for rebalancing the international monetary system. Robert Triffin International, RTI Paper No. 13: 1 – 50 Hales, A. (2020). How Blockchain Technology Can Prevent Cyber Crimes? https://medium.com/business-inside/how-blockchain-technology-can-prevent- cybercrimes-5d252860b7d2 Hammi, B.; Zeadally, S.; Adja, Y.C.E.; Giudice, M.D., & Nebhen, J. (2022). Blockchain-Based Solution for Detecting and Preventing Fake Check Scams. IEEE Transactions on Engineering Management, 2022, 69(6), 3710-3725. 10.1109/TEM.2021.3087112. hal- 04400815 Hammi, M.T.; Hammi, B. Bellot, P., & Serhrouchni, A. (2018). Bubbles of Trust: A decentralized blockchain-based authentication system for IoT. Computers & Security, 78:126–142 Idehen, V.A., & Mayor, E. (2021). Examining the role of blockchain technology against fraud in SMEs. International Journal of Research in Business and Social Science 10(5), 245-252 Ikegwuru, M., & Nwokah, N.G. (2022). Blockchain technology application and supply chain collaboration of energy companies in rivers state of Nigeria. International Journal of Information, Engineering & Technology, 11(7), 73-91 Kafi, M. A., & Akter, N. (2023). Securing financial information in the digital realm: case studies in cybersecurity for accounting data protection. American Journal of Trade and Policy, 10(1), 15-26. Kshetri, N., & Voas, J. (2018a). Blockchain in Developing Countries. IEEE IT Professional 20(2): 11-14. https://libres.uncg.edu/ir/uncg/f/N_Kshetri_Blockchain_Developing_2018.pdf Lekan, A.J., & Olufunke, B. (2024). Blockchain: A potential solution to public sector corruption in Nigeria. International Journal of Engineering and Information Systems, 8(6): 11-20 Lipton, A., Hardjono, T., & Pentland, A. (2018). Digital trade coin: Towards a more stable digital currency. Royal Society Open Science, 5(7). https://doi.org/10.1098/rsos.180155 Manta, O., & Pop, N. (2017). The virtual currency and financial blockchain technology. Current Trends in Digital Finance. 45–59 Mondragon, A. E. C., Mondragon, C. E. C., & Coronado, E. S. (2018). Exploring the applicability of blockchain technology to enhance manufacturing supply chains in the composite materials industry. (Conference Session)2018 IEEE International Conference on Applied System Invention (ICASI). Mules, I. (2020). Africa's quiet cryptocurrency revolution. DW. https://www.dw.com/en/africas- quiet-cryptocurrency-revolution/a-55199637 Nanez Alonso, S.L.; Jorge-Vazquez, J.; Echarte Fernandez, M.A., & Reier Forra dellas, R.F. (2021). Cryptocurrency mining from an economic and environmental perspective: Analysis of the most and least sustainable countries. Energies, 14(4254), 1 – 22 Nowi?ski, W., & Kozma, M. (2017). How can blockchain technology disrupt the existing business models? Entrepreneurial Business and Economics Review, 5(3), 1–16. https://doi.org/10.15678/EBER.2017.050309 O’Shields, R. (2017). Smart contracts: Legal agreements for the blockchain. NC Banking Inst., 21:177, 2017. Obiah, M.E.; Eke, F.; & Akpelu, A.E. (2022). Blockchain technology and digital cash revolution: challenges and opportunities in the sub-Saharan Africa. International Journal of Financial Research & Management Science, 10(7): 289 – 302 Obiah, M.E.; Obiah, N.L. & Chima, C.C. (2020). Cryptocurrency and the coin revolution. In Onwumere, J.U.J. & Adamu, K.M. (eds), Money, banking, financial institutions and markets. Book of Readings, pp. 77 – 94 Odeyemi, O.O.; Okoye, C.C.; Ofodile, O.C.; Adeoye, O.B.; Addy, W.A., & Ajayi-Nifise, A.O. (2024). Integrating ai with blockchain for enhanced financial services security. Finance & Accounting Research Journal 6(3), 271-287. DOI: 10.51594/farj.v6i3.855 Olomukoro, C. (2023). The effects of implementing blockchain technology in the central bank of Nigeria. Dissertation Manuscript, Unicaf University Doctor of Philosophy (PhD) in Information Technology