Commercial Bank Risk Management and the Incident of Bad 
Debt in Nigeria

Dr. (Mrs) Zukbee Sira Austin

doi:https://doi.org/10.56201/ijefm.v8.no8.2023.pg147.172

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Commercial Bank Risk Management and the Incident of Bad Debt in Nigeria

Dr. (Mrs) Zukbee Sira Austin

Abstract

This study examined credit risk management and incidence of bad loans quoted commercial banks in Nigeria from 2013-2022. The objective is to investigate the existing relationship between credit risk management and the incidence of bad debt of the thirteen (13) quoted commercial banks in Nigeria. Panel data were collected from the publications of Central Banks of Nigerian (CBN) Statistical Bulletin and the Stock Exchange fact book. Bad debt was used as dependent variable while Credit Risk (CR), Default Risk (DFR), Interest Rate Risk (INTR) and Market Risk (MKTR) as independent variables. Multiple Linear regressions with econometrics view software package were used as data analysis techniques. R

Keywords

Commercial BankRisk ManagementIncident of Bad DebtNigeria

References

Abdullah, M., Shahimi, S., & Ismail, A.G. (2011). Operational risk in Islamic banks: examination of issues. Qualitative Research in Financial Market, 3(2), 131-151. Abiola, I., & Olausi, S (2014). The impact of credit risk management on the commercial banks performance in Nigeria, International Journal of Management and Sustainability, Conscientia Beam, 3(5), 295-306. Acemoglu, D., Ozdaglar, A., & Tahbaz-Salehi, A. (2015). Systemic risk and stability in financial networks. American Economic Review, 105(2), 564-608. Adebayo, A. O., & Oluwaremi, F. (2017). Relationship between credit risk management and the performance of money deposit banks in Nigeria. IOSR Journal of Economics and Finance (IOSR-JEF), 8(2), 38 - 48.

Commercial Bank Risk Management and the Incident of Bad Debt in Nigeria

Abstract

Keywords

References

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