References
Accenture & NASCIO. (2021). Capitals in the clouds: A fresh look at cloud computing in state government. National Association of State Chief Information Officers. https://www.nascio.org/resource-center/resources/capitals-in-the-clouds-2021/ Accenture. (2021a). Technology vision 2021: Leaders wanted. Accenture. https://www.accenture.com/us-en/insights/technology/_acnmedia/Thought-Leadership- Assets/PDF-2/Accenture-Technology-Vision-2021.pdf Accenture. (2021b). Modern cloud champions 2021 study. Accenture. https://www.accenture.com/_acnmedia/PDF-159/Accenture-Modern-Cloud- Champions.pdf Akinade, O. A., Adewale, O. S., &Alabi, O. O. (2024). A conceptual model for network security automation: Leveraging AI-driven frameworks to enhance multi-vendor infrastructure resilience. International Journal of Science and Technology Research Archive, 1(1), 39– 59. Ayoade, O., Shonibare, A., &Kayode, A. (2023). [Title not located — likely a study on layered security architecture in Nigerian fintech]. Bassey, G. (2024). [Title not located — likely a paper on payment integration in Nigerian fintech systems]. CB Insights. (2020). The 2020 global CVC report. https://www.cbinsights.com/research/report/corporate-venture-capital-trends-2020/ CB Insights. (2021). State of venture 2021 report. https://www.cbinsights.com/research/report/venture-trends-2021/ Deloitte. (2021). Cloud migration trends and forecast. Deloitte Insights. https://www2.deloitte.com/us/en/insights/industry/technology/technology-media-and- telecom-predictions/2021/cloud-migration-trends-and-forecast.html Deloitte. (2022). IDC MarketScape: Worldwide industry cloud professional services 2022 vendor assessment. https://www2.deloitte.com/global/en/pages/consulting/articles/idc- marketscape-worldwide-industry-cloud-professional-services-2022.html Desai, P., & Hamid, S. (2021). [Title not located — likely a study on vulnerabilities of public cloud platforms in banking]. Dhillon, G. (2007). Information security management: Global challenges in the new millennium. IGI Global. Gupta, P., Seetharaman, A., & Raj, J. R. (2013). The usage and adoption of cloud computing by small and medium businesses. International Journal of Information Management, 33(5), 861–874. https://doi.org/10.1016/j.ijinfomgt.2013.07.001 Hashizume, K., Rosado, D. G., Fernández-Medina, E., &Fernández, E. B. (2013). An analysis of security issues for cloud computing. Journal of Internet Services and Applications, 4(1), 1–13. https://doi.org/10.1186/1869-0238-4-5 IBM. (2020). Cloud’s next leap: Cloud-driven digital plays create transformational business value. IBM Institute for Business Value. https://www.ibm.com/downloads/cas/VZEXRQGV IBM. (2023). The new era of cloud security. IBM Institute for Business Value. https://www.ibm.com/thought-leadership/institute-business-value/report/cloud-security- cyber-resilience Jeyaraj, A., Narayan, S., & Thomas, R. (2024). [Title not located — likely a framework comparison of IaaS, PaaS, and SaaS in fintech systems]. KPMG. (2020). [Title not located — likely a white paper on cloud transformation and audit assurance]. Kumar, M., &Goyal, A. (2019). [Title not located — likely an empirical study on cloud readiness in Indian banks]. Mollah, M. B., Zhao, J., &Niyato, D. (2017). Cyberattack detection in mobile cloud computing: A deep learning approach. arXiv. https://arxiv.org/abs/1712.05914 Nnaji, J., & Musa, A. (2020). Awareness and use of cloud computing: Its implications in selected academic libraries in Imo State, Nigeria. Journal of Information and Knowledge Management, 12(1), 62–75. Okoro, C., Ibrahim, A., &Eze, J. (2022). Impact of cybersecurity on fraud prevention in Nigerian commercial banks. JurnalAkuntansiKeuangandanManajemen, 4(1), 15–27. https://doi.org/10.35912/jakman.v4i1.1527 PwC. (2021). [Title not located — likely a global financial services cloud compliance or cyber risk report]. Subashini, S., &Kavitha, V. (2011). A survey on security issues in service delivery models of cloud computing. Journal of Network and Computer Applications, 34(1), 1–11. https://doi.org/10.1016/j.jnca.2010.07.006 Tanenbaum, A. S., & Van Steen, M. (2017). Distributed systems: Principles and paradigms (2nd ed.). Pearson. Weill, P., & Ross, J. W. (2004). IT governance: How top performers manage IT decision rights for superior results. Harvard Business School Press. Zissis, D., &Lekkas, D. (2012). Addressing cloud computing security issues. Future Generation Computer Systems, 28(3), 583–592. https://doi.org/10.1016/j.future.2010.12.006
