IIARD International Institute of Academic Research and Development

IIARD INTERNATIONAL JOURNAL OF BANKING AND FINANCE RESEARCH (IJBFR )

E-ISSN 2695-1886
P-ISSN 2672-4979
Vol. 1 No.8 2015

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Determinants of Women’s Financial Autonomy in Nigerian Households: Evidence From 2013 Nigeria Demographic and Health Surve

Abiola Abosede Solanke, & Ijeoma Manukaji, Kabiru Dandago Isa

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Abstract

Background: In spite of increasing research attention on women’s autonomy, studies have rarely explored the determinants of women’s financial autonomy in Nigeria. Objectives: To assess the prevalence of women’s financial autonomy and to examine the factors influencing women’s financial autonomy in the country. Methods: Data on women’s financial autonomy and its correlates were extracted from the 2013 Nigeria Demographic and Health Survey (NDHS) dataset. A weighted sample size of 29,622 women aged 15-49 was analysed in the study. The dependent variable in the study is women’s financial autonomy. The explanatory variables are women’s individual characteristics such as education, place of residence, household wealth index, employment status, cash earnings and media exposure. Stata (version 12) computer software was used for statistical analyses. The multinomial logistic regression was used to determine the factors influencing women’s financial autonomy. Results: Findings showed that 64.7% of the women had no financial autonomy; 30.1% had partial financial autonomy; 5.2% had full financial autonomy; and lack of financial autonomy is more prevalent in the northern region of the country. Result further showed that education and employment are the key determinants of financial autonomy among women. Conclusions: Disparity in education among northern and southern women must be fully addressed by social and economic policies in the country

keywords:

Women; financial, autonomy, household

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