IIARD International Journal of Economics and Business Management (IJEBM )

E-ISSN 2489-0065
P-ISSN 2695-186X
VOL. 3 NO. 5 2017


Ethical Concerns in the Adoption of Electronic Commerce Technology by Small and Medium Sized Enterprises

Ekanem Edem Udo Udo (Ph.D), Adeniyi M. Yusuff, Adeogun Bukola Simeon (Ph.D) and Alhaji Abiso Kabir


Abstract


The interest and urge of business organizations to take advantage of the growth of internet usage for day to day business transactions continues to increase. The main aim of this study is to investigate on ethical concerns in the adoption of electronic commerce technology by small and medium sized enterprises in Nigeria. The study used a quantitative approach to data collection to gather information from small and medium sized enterprises in 6 classified sectors in Maiduguri, Borno State. In this study, closed-ended questionnaires were designed and distributed to participants in the responding organizations to elicit information pertaining to adoption of electronic commerce technology in their daily operations. The data obtained were analyzed and presented in tabular form with the aid of descriptive statistics. This study found that online transaction is mainly determined by the knowledge of business owners and potential customers coupled with availability of internet and technology infrastructure in the country. This study also revealed that small businesses with online knowledge use the internet infrastructures for the exchange of information and customer support services. However, for those with online presence the use internet facilities for customer support services and checking of new varieties of products and services. Finally, the study reported that some of the factors that determine online transaction among small business owners and customers in Nigeria are; fear of fraud, lack of privacy, lack of rust, unreliability of the system and lack of security. Future researchers could use a qualitative method of data collection to find out real life experiences of business owners and customers as regards the ethical concerns in the adoption of electronic commerce technology in Nigeria


keywords:

Business Ethics, E-Commerce, Technology Adoption, Small and Medium Scale Enterprises, Nigeria.


References:


Ajagbe, A. M. (2014). Funding Criteria in Technology Based Firms. An Unpublished Thesis
submitted to Universiti Teknologi Malaysia in partial Fulfilment of award of Doctoral
Degree in Management.

Ajagbe, A. M., K. Ismail and D. T. Isiavwe and Ogbari, E. I. M. (2015). Barriers to
Technological and non-Technological Innovation Activities in Malaysia. European
Journal of Business and Management, 7(6); 157-168.

Afolabi, J. A. and Efunwoye, B. (1996). Causes of High inflation in Nigeria. NDIC
Quarterly, 5(4); 23-34.

Anup, K. G. (1997). Securing E-commerce: A systematic Approach. Journal of Internet
Banking and Commerce, 2(4); 15-24.

Asing, J. and Tanakinjal, G. (2006). An exploratory research of the usage level of e-
commerce among SMEs in the West Coast Sabah, Malaysia. JIBC, 8.

Ayo, C. K., Adewoye, J. O and Oni, A. A. (2011). Business to Consumer e-commerce in
Nigeria: Prospects and challenges. African Journal of Business Management, 5(13); 76-
86.

Ayyagari, M., Thorsten, B. and Demirgüç-Kunt, A. (2007). Small and Medium Enterprises
across the Globe. Small Business Economics, 29, 415-434.

Baltzan, P. and Phillips, A. (2008). Business Driven Information Systems. McGraw – Hill.
Beauchamps, T.L and Bowie, N.E. (1981: Ethical Theory and Business. Englewood cliffs,
N.J. eds: Prentice Hall, 1979.

Beck, T. and Demirgüç-Kunt, A. (2006). Small and Medium-Size Enterprises: Access to
Finance as a Growth Constraint. Journal of Banking and Finance, 30, 2931-2943.

Beck, T., Demirgüç-Kunt, A. and Levine, R. (2005a). SMEs, Growth, and Poverty: Cross-
Country Evidence. Journal of Economic Growth, 10, 199-229.

Beck, T., Demirgüç-Kunt, A., Laeven, L. and Maksimovic, V. (2006). The Determinants of
Financing Obstacles. Journal of International Money and Finance, 25(6); 932-952.

Bilau, A. A., M. A. Ajagbe, A. S. Bustani and Sholanke, A. B. (2015a). Review of
Absorptive Capacity in Small and Medium Sized Construction Firms in Nigeria.
Journal of Developing Country Study, 5(16), 52-61.

Bilau, A. A., M. A. Ajagbe, H. H. Kigbu and Sholanke, A. B. (2015b). Review of Shortage of
Skilled Craftsmen in Small and Medium Construction Firms in Nigeria. Journal of
Environment and Earth Science, 5(15), 98-110.

Bilau, A. A., M. A. Ajagbe, A. S. Bustani and Sani, T. A. (2015c). Absorptive Capacity for
Firms Development: Impending Factors for Small and Medium Sized Construction
Firms. Journal of Civil and Environmental Research, 7(8), 12-25.

Bhatt, M. (2005). Poverty Alleviation fail to reach the down trodden.
http/www.Financialexpress.com/new.

Covill, R. J. (1999). Implementing Extranets: The Internet as a Virtual Private Network.
Digital Press.

Doyle, S. (2001). Information Systems for you. Third Edition. Nelson Thornes Ltd. Delta
Place UK.

Dubrin, A. J. (2010). Essentials of Management: 9th ed. Mason, OH: South Western.
Elumilade, D., Asaolu, T. and Adereti, S. A. (2000). Appraising the Institution Framework
for Poverty Alleviation Programmes in Nigeria. International Research Journal of
Finance and Economics. Issue 3 Euro Journal Publishing.

FMLP (2004). Background paper on Employment and Poverty Alleviation in Nigeria
prepared for African Union extraordinary summit on employment and poverty
alleviation in Africa. Federal Ministry of Labour and Productivity. Ouagadougou,
Burkina Faso 8th – 9th September.

Fraser, J., Fraser, N. and McDonald, F. (2000). The strategic challenge of electronic
commerce, Supply Chain Management. An International Journal, 5(1); 7-14.

Goodin, R. E. (1975). How to determine who get what. Ethics July, 310-321.
Grandison, T. and Sloman, M. (2000). A Survey of Trust in Interest Applications”.
Communications Surveys and Tutorials. IEEE, 3(4); 2-16.

Gunatilaka, R. (1999). Rural Infrastructural programmes for poverty reduction: policy issues
from Sri Lankan experience. Paper prepared for the regional consultation on WDR.

Huy, L. W. and Filiatrault, F. (2006). The Adoption of E-Commerce in SMEs in Vietnam: A
Study of Users and Prospectors.

Jarvenpea, S. L., Tractinsky, N. and Saarinen, L. (1999). Consumer trust in an internet store:
a cross-cultural validation. Journal for Computer Medicated Communication, 5(2); 65-
76.

Jones, G. R., George, J. M. and Hill, C. N. I. (2000). Contemporary Management. Second
Edition. McGraw Hill.

Kuisma, T., Laukkanen, T. and Hiltunen, M. (2007). Mapping the reasons for resistance to
Internet Banking: A means-end approach. International Journal of Information
Management, 27(2); 75-85.

Lacovou, C. L., Benbasat, I. and Dexter, A. S. (1995). Electronic data interchange and small
organizations. Adoption and impact of technology. MIS Quarterly, 19(4); 465-485.

Larry, I. (1998). The Risk and Reward of Electronic Commerce”. Journal of Internet Banking
and Commerce, 7(2); 112-124.

Longman, A. D. (2008). Small firms are the backbone of the Nigerian economy. Africa
Economic analysis. Academy of Management Journal, 1(1); 109-124.

Mahmood, M. A., Bagadu, K. and Ford, T. C. (2014). Online Shopping. Behaviour: Cross
Country Empirical Research. International Journal of Electronic Commerce, 9(1); 9-30.

Mambula, C. (2002). Perceptions of SME growth constraints in Nigeria Global Perspective,
40(1); 58-65.

Ogbari, M. E., A. O. Oke, A. I. Adeyemo, M. A. Ajagbe and Ologbo, A. C. (2016).
Entrepreneurship and Business Ethics: Implications for Corporate Performance.
International Journal of Economics and Financial Issues, 6(S3), 50-58.

Pavlou, P. (2001). Integrating trust in electronic commerce with the technology acceptance
model: Model development and validation. AMCIS 2001 proceedings, 159.

Pavlou, P. A. (2003). Consumer Acceptance of Electronic Commerce: Integrating Trust and
Risk with the Technological Acceptance. International Journal of Electronic
Commerce, 7(3); 98-122.

Qirin, N. A. (2004). Electronic Commerce in Small and Medium sized Enterprises:
Framework, Issues and Implications. Hersey, P.A> IdeaGroup Pub XY.370p.

Ramas, W. S. (1998). Identifying customers for online Financial Services. Journal of Internet
Banking and Commerce, 3(2); 45-46.

Swanson, E. B. (1994). Information Systems innovation among organization”. Management
Science, 40(9); 1069-1092.

Solomon O., Shamsudeen, E. Wahab, Ajagbe A. M. Wallace E. I. (2014). A Study of E-
Commerce Adoption Factors in Nigeria. International Journal of Information Systems
and Change Management, 6(4); 295-315.

Teragam Insights (2013). Nigeria State of Digital Media. Retrieved form
http//turnprintwork.com publication of Nigeria.


DOWNLOAD PDF

Back