IIARD International Institute of Academic Research and Development

INTERNATIONAL JOURNAL OF SOCIAL SCIENCES AND MANAGEMENT RESEARCH (IJSSMR )

E-ISSN 2545-5303
P-ISSN 2695-2203
VOL. 11 NO. 4 2025
DOI: 10.56201/ijssmr.vol.11no4.2025.pg.103.108

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Supplier's Credit: A Catalytic Force for Entrepreneurial Growth and Community Development

Oko Agha Christopher, Benson Abraham Sunday

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Abstract

This paper explores the role of supplier's credit as a financing alternative for entrepreneurs, with a focus on its potential to catalyze entrepreneurial growth and community development. Examining the experiences of entrepreneurs who have utilized supplier's credit to access financing in underserved communities and investigating the impact of supplier's credit on entrepreneurial growth and community development outcomes, the study intends to further examine the experiences of entrepreneurs who have utilized supplier's credit to access financing. Findings suggest that supplier's credit can provide a vital source of funding for entrepreneurs, particularly in underserved underdeveloped rural communities, and can have a positive impact on business growth and job creation. Further findings also identify key factors that influence the effectiveness of supplier's credit in driving community development, including the quality of supplier- entrepreneur relationships, the flexibility of credit terms, and the presence of supportive ecosystem infrastructure. The paper concludes by highlighting the implications of our findings for policymakers, entrepreneurs, and suppliers seeking to leverage supplier's credit as a tool for catalyzing entrepreneurial growth and community development.

keywords:

supplier's credit, entrepreneurial finance, community development, small business

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