IIARD International Institute of Academic Research and Development

WORLD JOURNAL OF INNOVATION AND MODERN TECHNOLOGY (WJIMT )

E-ISSN 2504-4766
P-ISSN 2682-5910
VOL. 9 NO. 1 2025
DOI: 10.56201/wjimt.v9.no1.2025.pg68.81

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Impact of National Housing Fund Scheme on Staff of Gakasha, Gumti National Park, Taraba State

Jamilu Mohammed Song, Jibril Alhassan Yahaya

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Abstract

This study examines the awareness, participation, and challenges associated with the National Housing Fund (NHF) Scheme among staff of Gashaka Gumti National Park. The study aims to assess staff awareness of the NHF Scheme, determine their level of participation, and identify challenges in accessing its benefits. Guided by theories of organizational behavior and employee welfare, the study adopts a descriptive research design. Data were collected through structured questionnaires distributed to 40 staff members across three locations: Serti, Jalingo, and Abuja. The response rate was 87.50%, with 60% of respondents being male and 40% female. The findings revealed higher awareness and satisfaction levels in Abuja compared to Serti and Jalingo. Contract staff demonstrated higher participation (93.75%) than permanent staff (83.33%), and female staff reported more access challenges. Geographic disparities, dissatisfaction with operational models, and gender imbalances were identified as significant barriers. The study concludes that improving communication, simplifying processes, and providing targeted support can enhance staff engagement and satisfaction with the NHF Scheme. This research contributes to knowledge by highlighting the need for equitable access to employee welfare schemes in remote areas and offering practical recommendations to address participation and accessibility gaps. It provides insights for policymakers to tailor housing schemes to meet the needs of diverse staff groups, particularly in underrepresented or underserved areas. These findings are valuable for improving the NHF Scheme’s effectiveness and ensuring its benefits reach all employees equitably.

keywords:

National Housing Fund (NHF) Scheme, Housing Deficit, Staff Housing, Rural

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