IIARD International Institute of Academic Research and Development

INTERNATIONAL JOURNAL OF ECONOMICS AND FINANCIAL MANAGEMENT (IJEFM )

E-ISSN 2545-5966
P-ISSN 2695-1932
VOL. 8 NO. 8 2023
DOI: https://doi.org/10.56201/ijefm.v8.no8.2023.pg147.172

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Commercial Bank Risk Management and the Incident of Bad Debt in Nigeria

Dr. (Mrs) Zukbee Sira Austin

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Abstract

This study examined credit risk management and incidence of bad loans quoted commercial banks in Nigeria from 2013-2022. The objective is to investigate the existing relationship between credit risk management and the incidence of bad debt of the thirteen (13) quoted commercial banks in Nigeria. Panel data were collected from the publications of Central Banks of Nigerian (CBN) Statistical Bulletin and the Stock Exchange fact book. Bad debt was used as dependent variable while Credit Risk (CR), Default Risk (DFR), Interest Rate Risk (INTR) and Market Risk (MKTR) as independent variables. Multiple Linear regressions with econometrics view software package were used as data analysis techniques. R

keywords:

Commercial Bank, Risk Management, Incident of Bad Debt, Nigeria

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Adebayo, A. O., & Oluwaremi, F. (2017). Relationship between credit risk management and
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