IIARD International Institute of Academic Research and Development

IIARD International Journal of Economics and Business Management (IJEBM )

E-ISSN 2489-0065
P-ISSN 2695-186X
VOL. 2 NO. 8 2016

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Determinants of productivity among credit beneficiary and noncredit beneficiary farmers in Ikwuano Local Government Area of Abia State, Nigeria

Obasi, I.O, Nzeakor, F.C and Igbo, O.

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Abstract

The study was conducted in Ikwuano Local Government Area (LGA) of Abia State, Nigeria. A multi-stage randomized sampling technique was adopted for selecting the towns and villages while a purposive technique was used to select the farmers. In the first stage, four (4) towns were randomly selected from Ikwuano Local Government Area of Abia State. In the second stage, two (2) villages were randomly selected from each town giving a total of eight (8) villages. In the third stage, twenty (20) farmers (10 using credit and 10 not using credit) were purposively selected from each village giving a total of eighty (80) respondents; 40 farmers using credit and 40 farmers not using credit. Data collected were analyzed using Ordinary Least Square (OLS) models and z- test. The results from the analyses show that some socio- economic variables such as gender, farming experience, farm size, agro chemicals, labour cost and extension services influenced productivity of the farmers. Farmers that used credits had higher productivity than farmers without credit as there was a significant difference between their productivities. Based on the findings, it is recommended that variables that influenced productivity should be considered in policy issues on credit to farmers in order to enhance productivity.

keywords:

determinants, productivity, credit beneficiaries

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